Comparison of benefits on Life Insurance policies

13 October 2021
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 Term Protection Additional Benefits

Additional Benefits Zurich Life Royal London Aviva New Ireland Irish Life
Serious Illness Cover  YES YES YES YES YES
Conversion Option YES  YES  NO YES  YES 
Indexation Option  YES 3%/4.5% YES 3%/4% YES 3%/4% YES 3%/3% YES 3%/4.5%
Cancer Cover  YES NO NO NO NO
Personal Accident Benefit YES  NO NO NO NO
Hospital Cash Cover  YES  NO  NO  NO  NO 
Waiver of Premium YES  NO NO NO NO
Permanent disability YES YES YES YES YES 
Surgical Cash Benefit  YES NO NO YES NO
Broken Bones Payment  NO NO NO YES NO


 

 

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